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Target Circle: How to Maximize Your Savings

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Target Circle: How to Maximize Your Savings

Target Circle: How to Maximize Your Savings

Target Circle is one of the best free loyalty programs in retail. Here's how to squeeze every penny of savings from it.

What is Target Circle?

A free rewards program offering:

  • 1% earnings on every purchase

  • Personalized deals

  • Birthday reward

  • Community giving votes

  • Early access to sales

    • Target Circle Benefits Explained

    The 1% Earnings


  • Earn on every qualifying purchase

  • Redeem as credit on future purchases

  • No expiration on earnings

  • Rounds up to nearest cent

    • Personalized Offers


  • Based on your shopping history

  • Must be "saved" before checkout

  • Can stack with other discounts

  • Often include "buy X, get $Y reward"

    • Birthday Reward


  • 5% off one purchase

  • Valid for entire birthday month

  • Stacks with other offers!

    • Stacking Strategies

    The Ultimate Target Stack:

  • Target Circle offers

  • Cartwheel/app coupons

  • Manufacturer coupons

  • RedCard 5% discount

  • Cashback from Cuponaero

    • Example on a $50 purchase:

  • Circle offer: 20% off = $10

  • RedCard: 5% = $2.50

  • Cuponaero: 2% = $1

  • Circle earnings: 1% = $0.50

    • Savings: $14 (28%)

    Pro Tips

  • Check the app before every trip

  • Stack "spend $X get $Y" deals

  • Use Circle Week for best sales

  • Pay attention to category bonuses

    • Target makes saving easy—you just have to use the tools!